FREQUENTLY ASKED QUESTIONS

HOW CAN I IMPROVE MY CREDIT SCORE?

Start with us today! Whether it"s getting negative items removed or positive lines added, we can help! If you have no credit cards/ line of credits I recommend signing up for Self Lender and Credit Strong. These credit builders are a guaranteed approval and will help build your score.
WHERE CAN I FIND MY CREDIT REPORTS? ARE THERE MONTHLY CHARGES?

We use Smart Credit because it includes all 3 credit reports (Experian, Equifax, and Transunion). While we do not charge a monthly fee for credit repair, Smart Credit does charge monthly to provide you and us a refreshed copy of your credit report each month. If you use our affiliate link the charge will be around $19 monthly. It is mandatory that you are up to date with your Smart Credit payment so we can check for updates and send new rounds out to the credit bureaus.
HOW LONG DOES IT TAKE TO REPAIR MY CREDIT?

Please allow 2 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies. Once they are delivered to them, processing time starts! The basic package includes 3 rounds (typically takes around 3 months) and the premium plan includes 6 rounds (typically around 6 months). However majority of our clients start seeing results in the first 90 days. After your package has expired you may need to purchase again for additional months if there are still accounts remaining. Remember we are credit repair specialists,not magicians. We fight on your behalf using consumer laws each month to get accounts removed. Credit repair takes patience! With that being said, there are no refunds.
WHY SHOULD I CHOOSE YOUR COMPANY ?

We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.
HOW LONG DOES IT TAKE TO SEE RESULTS ?

You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.
CAN I START NOW ?

Yes! Call us or fill out the form on the website and someone will be in contact with you within 24 hours.
HOW LONG WILL I NEED TO STAY IN THE PROGRAM ?

Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.