Transform Your Credit in as Little as 45 Days with Proven Results!

We’ve Helped Over 9,000

Clients & Removed $100 Million

in Debt—Are You Next?

Credit Repair That Works—Fast, Reliable, and Backed by 5-Star Client Reviews.

Transform Your Credit in as Little as 45 Days with Proven Results!

We’ve Helped Over 9,000 Clients & Removed $100 Million in Debt—Are You Next?

Credit Repair That Works—Fast, Reliable, and Backed by 5-Star Client Reviews.

Why Choose Rae's Recovery Co?

Results in as Little as 45 Days

Over $100 Million in Debt Removed

8000+ Satisfied Clients

A+ Client Reviews Across the Board

What OTHERS Are Saying ABOUT THEIR EXPERIENCE...

What We Can Remove

FORECLOSURES

STUDENT LOANS

LATE PAYMENTS

BANKRUPTCIES

COLLECTIONS

JUDGMENTS

REPOSSESSIONS

CHILD-SUPPORT

CHARGE-OFFS

MEDICAL BILLS

PUBLIC RECORDS

HARD INQUIRIES

HERE'S HOW IT WORKS...

Select Your Plan

Start your journey by selecting and purchasing a credit repair plan.

We Dispute Negative Items

We get you on boarded and start to challenge and remove closed/negative accounts in record time.

Watch Your Credit Score Improve

See results in your client portal updated every 35-40 days (sometimes in just 1-2 weeks).

About

Hi, I’m Rae Watson, the founder of Rae’s Recovery Co., and I know firsthand how life-changing great credit can be—because I’ve been where you are. Just a few years ago, I was drowning in debt with a credit score in the 400s. It felt impossible to climb out, but I refused to let bad credit define me.

By using the very same strategies I now offer my clients, I transformed my credit score from the 400s to an impressive 800 in less than a year. That transformation didn’t just fix my credit—it changed my life. I eliminated financial burdens, achieved financial freedom, and leveraged my credit to build cash flow and wealth through real estate investments.

Today, I’m not only passionate about helping individuals repair their credit, but I also mentor aspiring entrepreneurs, teaching them how to build 6- and 7-figure businesses in the credit repair industry. As a business coach, I’ve guided countless clients to financial independence and empowered them to create legacies of their own.

What sets me apart? I’m not just another coach or credit repair expert—I’m relatable because I’ve been in your shoes. I know the frustration of debt, the embarrassment of credit denials, and the anxiety of financial instability. And I also know the joy of breaking free, living debt-free, and thriving with financial opportunities that once felt out of reach.

If you’re ready to transform your credit, rebuild your financial future, and even create cash flow through strategic credit use, I’m here to guide you every step of the way. Let’s turn your struggles into success and your goals into reality—together.

Are you ready to take the first step?

About

Hi, I’m Rae Watson, the founder of Rae’s Recovery Co., and I know firsthand how life-changing great credit can be—because I’ve been where you are. Just a few years ago, I was drowning in debt with a credit score in the 400s. It felt impossible to climb out, but I refused to let bad credit define me.

By using the very same strategies I now offer my clients, I transformed my credit score from the 400s to an impressive 800 in less than a year. That transformation didn’t just fix my credit—it changed my life. I eliminated financial burdens, achieved financial freedom, and leveraged my credit to build cash flow and wealth through real estate investments.

Today, I’m not only passionate about helping individuals repair their credit, but I also mentor aspiring entrepreneurs, teaching them how to build 6- and 7-figure businesses in the credit repair industry. As a business coach, I’ve guided countless clients to financial independence and empowered them to create legacies of their own.

What sets me apart? I’m not just another coach or credit repair expert—I’m relatable because I’ve been in your shoes. I know the frustration of debt, the embarrassment of credit denials, and the anxiety of financial instability. And I also know the joy of breaking free, living debt-free, and thriving with financial opportunities that once felt out of reach.

If you’re ready to transform your credit, rebuild your financial future, and even create cash flow through strategic credit use, I’m here to guide you every step of the way. Let’s turn your struggles into success and your goals into reality—together.

Are you ready to take the first step?

Choose Your Pricing Plan

Exclusive Diamond Plan

Expedited 10-45 day results! Removal of Collections, Inquiries, Repos, Charge Offs, Late Pays, Bankruptcy, Medical Bills, Child Support! 6 Rounds Included

Updates are sent every 45 day

24/7 access to client portal

Client Support team

$375

Couples Diamond Plan

Expedited 10-45 day results! Removal of Collections, Inquiries, Repos, Charge Offs, Late Pays, Bankruptcy, Medical Bills, Child Support! 6 Rounds Included

Updates are sent every 45 days

24/7 access to client portal

Client Support team

$740

Client Success Stories

STILL NOT SURE?

FREQUENTLY ASKED QUESTIONS

Do I need a Consultation?

Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done with out having to have a phone call, our communication is great! Here is the link for consultation: https://calendly.com/raesrecoveryco/20mins

How long does it take to see results?

We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.

What items can you remove?

We dispute closed/negative accounts only.

How Can I Improve My Score?

Start with us today! Whether it’s getting negative items removed or positive lines added, we can help!

Where Can I See My Credit Reports? Is There a Charge for This?

We use Smart Credit because it includes all 3 credit reports (Experian, Equifax, and Transunion). While we do not charge a monthly fee for credit repair, Smart Credit does charge monthly to provide you and us a refreshed copy of your credit report each month.

If you use our affiliate link, the monthly charge will be around $19. It is mandatory that you are up to date with your Smart Credit payment so we can check for updates and send new rounds out to the credit bureaus.

How Long Does it Take to Fix My Credit?

Please allow 2 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies. Once they are delivered to them, processing time starts!

The basic package includes 3 rounds (typically takes around 3 months), and the premium plan includes 6 rounds (typically around 6 months). However, the majority of our clients start seeing results in the first 90 days.

Remember, we are credit repair specialists, not magicians. We fight on your behalf, using consumer laws each month to get accounts removed. Credit repair takes patience! With that being said, there are no refunds.

How Long Until I Start Seeing Results?

You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.

How Do I Get Started?

We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.

Take Control of Your Credit Today!

Take Control of Your Credit Today!